.smf-ref-banner{position:fixed;top:0;left:0;right:0;background:linear-gradient(135deg,#1a1a1a 0%,#2c2c2c 100%);color:#fff;padding:12px 20px;display:flex;align-items:center;justify-content:center;gap:12px;z-index:99999;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;font-size:14px;box-shadow:0 2px 12px rgba(0,0,0,.15);animation:smfRefSlideDown .4s ease-out}.smf-ref-banner-icon{font-size:20px}.smf-ref-banner-text{flex:1;text-align:center;max-width:800px}.smf-ref-banner-text strong{color:#ffd54f}.smf-ref-banner-close{background:0 0;border:1px solid rgba(255,255,255,.3);color:#fff;width:28px;height:28px;border-radius:50%;font-size:18px;line-height:1;cursor:pointer;padding:0;flex-shrink:0;transition:background .2s}.smf-ref-banner-close:hover{background:rgba(255,255,255,.15)}@media (max-width:600px){.smf-ref-banner{flex-wrap:wrap;font-size:13px;padding:10px 14px}.smf-ref-banner-text{order:3;width:100%;text-align:left}}.smf-credit-redemption{background:#f7f9fc;border:1px solid #e1e6ee;border-radius:6px;padding:14px 16px;margin:16px 0}.smf-credit-redemption label{display:flex;align-items:center;gap:10px;cursor:pointer;font-size:14px}.smf-credit-redemption input[type=checkbox]{flex-shrink:0}.smf-credit-redemption strong{color:#1a1a1a}.smf-credit-note{font-size:12px;color:#777;display:block;margin-top:4px;margin-left:24px}